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Monthly Archives: March 2019

    How to Put Your Housing Cost to Work For You

    By Ann Rudd | March 29, 2019

    There has been a lot written about the benefits of homeownership. One benefit that continues to rise to the top is the added wealth homeowners gain simply by paying their mortgage while their home increases in value over time. The National Association of Realtors (NAR) recently broke down the equity gained from price appreciation and principal payments... Read More

    Data Says April Is The Best Month To List Your Home For Sale

    By Ann Rudd | March 28, 2019

    The spring housing market is off to the races! The inventory of homes for sale is increasing, buyers are out in force, and interest rates have remained low, piquing the interest of buyers and sellers previously on the fence about making a move. New research from shows that the first week of April is actually the best time to list... Read More

    The Enormous Divide Between The Headline And The Truth

    By Ann Rudd | March 27, 2019

    “I have observed that not the man who hopes when others despair, but the man who despairs when others hope, is admired by a large class of persons as a sage.” – John Stuart Mill (1840s) Even back in the mid-1800s, people knew that negative news sells. That is still true today. All forms of media... Read More

    20 Tips in Preparing Your House for Sale

    By Ann Rudd | March 26, 2019

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    Your Tax Refund Is The Key To Homeownership

    By Ann Rudd | March 25, 2019

    According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as ‘extra money’ that can be used toward larger goals. For anyone looking to buy a home in... Read More

    8 Reasons Why You Need A Real Estate Professional

    By Ann Rudd | March 22, 2019

    Saving up the commission can easily be translated to more money in your pocket when selling your home, which is why there are numerous sellers tempted to sell by themselves without seeking assistance from a real estate professional. However, this short term cost-saving strategy may not be as good as a long term decision after... Read More

    Is Your House Priced to Sell Immediately (PTSI)?

    By Ann Rudd | March 21, 2019

    In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a year over the past two years,... Read More

    Do 46 Million Millennials Know They Are Mortgage Ready?

    By Ann Rudd | March 20, 2019

    Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, that does not mean that they... Read More

    What Credit Score Do You Need To Buy A House?

    By Ann Rudd | March 19, 2019

    There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown... Read More

    Increasing Your Family Wealth? Find Out How!

    By Ann Rudd | March 18, 2019

    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your mortgage, you are paying off a... Read More